When you use a credit monitoring service you can obtain credit monitoring 24 hours a day, seven days a week, 356 days a year, without concern for what is being reported to the credit card companies. When and if there is any significant change to your credit, you are immediately notified using a credit protection [...]

A credit monitoring service is one that monitors credit card accounts for abnormal activity and delivers an alert to the card holder if such activities occur.  There is normally an annual or monthly fee for the service, which is billed directly to the primary card user that is signed up for the service.
This service [...]